Regulatory
Pavo outside the United States
Stripe’s regulated company in each region, and Pavo’s role there.
Pavo’s role
Outside the US, each charge is created on the seller’s own Stripe account. Stripe holds and moves the money. Pavo provides the software and keeps its fee. Tap to Pay is not offered outside the US.
Emmber, Inc. is not authorized as a payment or electronic money institution in any country.
Stripe’s company in each region
- United Kingdom. Stripe Payments UK Limited, authorised by the Financial Conduct Authority as an electronic money institution (Firm Reference Number 900461).
- Ireland and the euro countries where Pavo is open. Stripe Technology Europe Limited, authorised by the Central Bank of Ireland as an electronic money institution (reference number C187865).
- Australia. Stripe Payments Australia Pty Ltd (ABN 66 160 180 343), holder of Australian Financial Services Licence 500105.
- New Zealand. Stripe New Zealand Limited (NZBN 9429041687628).
Terms by country
The rules for each country are in the Terms of Service and on Pavo by country. The data protection terms are in the DPA.
Questions about this page? Email [email protected] with “Regulatory” in the subject, or use the support form. Official legal notices go to the registered agent listed on the legal entity page.
This page describes how Pavo works as of November 3, 2026. It is not legal advice, a legal opinion or a licensing determination. The contract with sellers is the Terms of Service.